Savings

Prepare for tomorrow by saving today. From setting funds aside for life's unexpected curve balls to preparing for a comfortable retirement, the best way to start is by picking an account that will assist you in achieving your financial goals.

Foundation Savings Account

From first-time account holders to seasoned savers, this basic account is a great option for anyone looking to build their savings.

  • $50 minimum deposit to open
  • Low $50 minimum daily balance requirement to waive the $3 monthly service charge
  • Six free debits per statement cycle
  • Free Online Banking, Mobile Banking, and Paper Statements

Foundation Money Market

If you have a larger balance to invest, but still want to maintain access to funds, this account can provide the earning power and flexibility you need. With our tiered rate system, you can earn even higher interest as your balance increases over time.

  • Earn better rates than with regular savings
  • Competitive Tiered rates reward larger balances
  • $1,000 minimum deposit to open
  • $1,000 minimum daily balance requirement to waive the $10 monthly service charge
  • Six free debits per statement cycle
  • Free Online Banking, Mobile Banking, and Paper Statements

Health Savings Account

Invest in your wellness with an account that may provide you with a tax advantage. Set aside pre-tax money to use for qualified medical expenses for you and your family. An HSA earns competitive interest like a savings account, but you can access the money anytime via check or with your HSA debit card.

  • Save for medical expenses
  • Interest earnings are tax free
  • Contributions are tax free or tax deductible
  • Free HSA debit card
  • Free Online Banking and Mobile Banking
  • No balance requirement
  • Unlimited Withdrawals and Transfers

Certificate of Deposit

Set aside funds for a pre-determined period and let a competitive, fixed interest rate boost your balance. CDs are a popular, higher-yielding FDIC-insured investment vehicle. A wide variety of terms are available to suit your savings plans and goals.

  • Competitive interest rates
  • Terms from 1 month to five years
  • Early withdrawal penalties apply
  • Quarterly compounding of interest
  • FDIC Deposit Insurance limits apply.  Calculate your FDIC Insurance coverage here

Individual Retirement Accounts

Support your longer-term savings goals and prepare for retirement. Both Traditional and Roth IRAs are available, and each offers a variety of tax advantages. Plus, we do not charge set-up fees or maintenance fees, so you can make the most of every dollar you're designating for retirement.

  • Tax-advantaged retirement savings
  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options
  • Funds used to purchase CDs within IRA
  • $1000 minimum deposit to open
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Foundation One Bank will be closed on Monday, October 14th, in observance of Columbus Day. Normal banking operations will resume on Tuesday, October 15th.

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