In today’s world, it is more important than ever to protect your personal and your financial information. The fraudsters, scammers, and thieves never take a break. This is why you should remain vigilant in protecting your personal information. There are some simple steps we can all take to help prevent becoming victims. They cannot eliminate the threats we face, but they can help to deter them.
Here are some simple tips to help protect your personal information from falling into the wrong hands.
- Shred any old documents or discarded mail with personal information
- If you receive a letter, email, or phone call promising you something that sounds too good to be true, chances are that it is too good to be true!
- Never give your personal or account information out to a caller if you did not initiate the call! If you have a relationship with that company, they already have your information and will not call you to ask for it!
- Do not click on links in emails asking you to verify your user name and password information. You just may be giving thieves the information they need to access your account information!
- If you receive a check in the mail for lottery winnings or any other unexpected winnings and you are asked to send money to take care of “taxes” or “processing fees” for your winnings, this is fraud! If it seems too good to be true……….more than likely it is! Don’t become the victim of a scam.
- If you receive a letter or call threatening you for any number of reasons, and the payment demand is required in pre-paid cards to settle the matter, this is a scam!
- Always make sure your electronic devices are password protected, including your phone!
- Keep all electronic devices current on operating system updates, anti-virus and malware protection.
- Do not share your user credentials with anyone.
- Do not open emails from unknown senders.
- Do not click on links in an email unless you trust the sender. And if you do, be leery of any link asking you to provide account credentials of any type.
- Attachments to emails can contain threats such as malware, viruses, etc. If you don’t know the sender, don’t open the attachment. If you do know the sender but were not expecting an attachment, verify with them BEFORE opening the attachment. Take the extra step to protect yourself!