Savings & Money Market

Personal & Business

Silver Savings	For the beginning saver – Minimum balance required for no service charge; non-tiered interest
Golden Savings	For the experienced saver with a moderate balance – Minimum balance required for no service charge; non-tiered interest
Platinum Savings	For the skilled saver with higher balances – Minimum balance required for no service charge; Premium Tiered Interest
Health Savings Account	Minimum balance required for no service charge; Competitive Tiered Interest
Money Market	Minimum balance required for no service charge; Tiered Interest Rates

	Silver Savings	Golden Savings	Platinum Savings	Health Savings Account	Money Market
Opening Deposit Requirement	$50	$50	$50	$50	$500
Minimum Balance Requirement	$50	$500	$5,000	$2,500	$2,500
Maintenance Fee	$1.00 per month if balance falls below minimum	$5.00 per month if balance falls below minimum	$10.00 per month if balance falls below minimum	$2.00 per month if balance falls below minimum	$12.00 per statement cycle if balance falls below minimum
Minimum to waive service charge	$50	$500	$5,000	$2,500	$2,500
Interest Bearing	Yes	Yes	Premium Tiered Interest	Competitive Tiered Interest	Tiered Interest
Withdrawals/Transfers per month	$5.00 ea. over 6	$5.00 ea. over 6	$10.00 ea. over 6	$5.00 ea. over 6	$10.00 ea. over 6
ATM Transactions	5 free per stmt cycle	5 free per stmt cycle	5 free per stmt cycle	n/a	5 free per stmt cycle
Online Banking	Free	Free	Free	Free	Free
Free Electronic Statements	Yes	Yes	Yes	Yes	Yes