Checking – Personal

Foundation e-Checking Free Account; No minimum balance required; Non-interest bearing; e-Statement Required
Foundation One Checking Minimum balance required for no service charge; Non-interest bearing
Foundation Premier I Checking Minimum balance required for no service charge; Competitive Tiered Interest
Foundation Premier II Checking Minimum balance required for no service charge; Premium Tiered Interest; additional free or reduced fee products
Foundation Grand Checking Senior Account; Free Account for persons 50 or better; Balance requirement to earn interest; Competitive Tiered Interest; additional free or reduced fee products
Foundation e-Checking Foundation One Checking Foundation Premier I Checking Foundation Premier II Checking Foundation Grand Checking
Opening Deposit Requirement $100 $100 $100 $100 $100
Minimum Balance Requirement  $0  $100  $500  $2,500  $500 – to earn interest
Maintenance Fee $0  $5.00 per statement cycle if balance falls below minimum  $10.00 per statement cycle if balance falls below minimum  $12.00 per statement cycle if balance falls below minimum  n/a
Minimum to waive service charge $0 $100 $500 $2,500  n/a
Interest Bearing No No Competitive Tiered Interest Premium Tiered Interest Competitive Tiered Interest
Debits per statement cycle Unlimited $.15 ea. over 15 Unlimited Unlimited Unlimited
Free Foundation One Bank Checks No No No Yes No
Online Banking Free Free Free Free Free
Online Bill Payment Free – $4.95 fee per month after 4 months of inactivity Free – $4.95 fee per month after 4 months of inactivity Free – $4.95 fee per month after 4 months of inactivity Free – $4.95 fee per month after 4 months of inactivity Free – $4.95 fee per month after 4 months of inactivity
Free Electronic Statements Yes – No paper statement mailed Yes Yes Yes Yes
Free Check Imaging with Statement Yes Yes Yes Yes Yes
Other Features
Cashier’s Checks Free Free
Money Orders Free Free Free
Travel Card Free Free Free
Safe Deposit Box $20 annual credit – based upon availability $15 annual credit – based upon availability
Notary Service Free Free Free Free Free

 



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